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Cents-Per-Mile Car Insurance for Texans This is the Rock vs. Hard-Place choice now available to owners of cars driven fewer miles than average:   ROCK Be ripped off by paying more per mile for car insurance (e.g. 10¢ to $1) than your car's per-mile cost (3¢ to 6¢) to companies. OR HARD PLACE Be criminalized under compulsory insurance law for not keeping a car insured because you can’t afford to be ripped off. Texans could be the first in the nation to have a real choice. To make compulsory insurance finally work after 20 years of failure, the Texas Legislature

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