Home Page Elizabeth R. Costle,  Commissioner ___________________________ Deputy Commissioners: Thomas J. Candon, Banking Frank Romano, Insurance Phillips B. Keller, Securities Susan Gretkowski, Health Care Administration ___________________________ N E W or of CURRENT SPECIAL INTEREST: Click on arrow  at left of topic   Press Releases ____________________ Proposed Regulations ____________________ New IARD Requirements for new and existing investment advisors  ____________________ Financial Privacy Regulations: Banking  Insurance/Health Care Securities Press Release/synopsis ____________________  New Banking law: Act 55 re: Money Services License and Funded Settlements at real estate closings REPORTS: Annual Report of the Bank Commissioner Insurance Regulation Report (newsletter for agents and interested industry members) 

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Health Insurance Rate Intervention Home Mission Health Public HEALTH INSURANCE RATE INTERVENTION The Office of Rate Intervention is the only state entity charged solely with the protection of consumers' interests regarding rates for health insurance in Kentucky. In keeping a watchful eye on the rising costs of health insurance, the Office intervenes on behalf of consumers in cases before the Kentucky Department of Insurance and in both state and federal courts. Thanks in part to the vigilance of the Office of Rate Intervention, health insurance rate filing regulations have been implemented by the Department of Insurance, making rate filings more

Cut-Rate Health Insurance Fraud United States Postal Inspection Service Cut-rate Health Insurance Fraud Senior citizens, perhaps more so than any other group of people in America, are aware of the high cost of medical care. While Medicare does cover many bills, it does not pay for everything. Seniors, who generally live on fixed incomes generated by Social Security, interest, and small pensions, sometimes buy supplemental insurance to pay for medical expenses not covered by Medicare. There are sources for legitimate supplemental medical insurance. However, some policies offered to seniors through mailed advertisements and in other ways are offered by unscrupulous

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