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Private Mortgage Insurance YourCompleteHome.com Answering questions about Private Mortgage Insurance or PMI Contact Us Library of Home Plans Add Your Business Cancel Our PMI? The Dollar Stretcher by Gary Foreman gary@stretcher.com Dear Dollar Stretcher, My husband and I bought a house 18 months ago. We went in with less than 20% down, and so are stuck paying mortgage insurance to the tune of over $80 per month. What exactly is mortgage insurance for and is it possible for us to "cancel" our mortgage insurance by showing a good history of paying on time?? We have never been late nor missed