Riskylife.com - life insurance information, life insurance tips, life insurance contract, life insurance basics, life annuity basics, life annuity information, life insurance and life annuity FAQs Life Insurance and Life Annuity: Basics, Tips, Information, and FAQs - by Dr. Arthur Hau (updated 8/2/2001) Are you looking for some introductory or more advanced information about life insurance and life annuities? This is the right place for both. Unlike most other insurance websites that give you shallow information and whose ultimate goal is to sell their possibly inferior life insurance and life annuity products to you, this website provides you with not

Term life insurance quotes online on term life insurance Term Life Insurance Home Term Life Insurance Quotes Life Insurance Calculator Insurance Terms Definition About Term Life Insurance Contact Term Life Insurance Life insurance definitions   Beneficiary The person(s) named in the policy to receive the life insurance proceeds upon the death of the insured. Cash (Surrender) Value The amount that is available in cash for loans and that may be available for withdrawals. Accessing Cash Surrender Value may reduce the death benefit and may increase the risk of lapse. Convertible Term Insurance Term insurance which can be exchanged (converted), at the